The focus on pensions for the self-employed with the tax deadline has passed for another year. But that doesn’t mean that the conversation around pensions should stop. Many companies offer occupational pension schemes with regular contributions. But the majority of people do not benefit from the savings they can make by maximum funding their pension.

An occupational pension scheme is one of the most tax efficient ways of providing pension benefits for company directors and employees.

Employers get tax relief on any contributions they make to a pension arrangement. Employer contributions to pension arrangements are fully deductible for corporation tax purposes up to certain limits. The treatment of employer contributions for tax purposes depends on the type of arrangement you may have.

Any contributions paid by employers to occupational pension schemes are not treated as a benefit-in-kind. These can be paid in addition to the contribution limits for employee contributions.

Getting to know your allowable maximum annual contribution will help you with retirement planning as well as saving you money.

The maximum pension that can be paid from an occupational pension scheme is roughly 2/3rds of the final salary. This must include existing and retained benefits. You can work out the maximum contribution options allowed for approval by Revenue using this calculator.

Maximum Funding Calculator

Then we recommend that you speak to a financial adviser about how to best use these funding options. For more information on maximum funding and how your pension can benefit just get in touch.

25 November 2021

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    17 April 2024

  • Our easy guide to understanding your retirement options

    8 April 2024

  • Pension Auto Enrolment: An Update

    2 February 2024

  • Quarter 4 Market Overview now published

    17 January 2024

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    17 October 2023

  • Quarter 3 Market Overview now published

    10 October 2023

  • Quintas Wealth Management to join Xeinadin Group along with Quintas Accountacy

    22 September 2023

  • NEW Quarterly Market Report now published

    13 July 2023

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    21 June 2023

  • ARFs and Annuities – what happens after you retire?

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    2 May 2023

  • 5 Top Questions about – Income Protection

    27 March 2023

  • Is now a good time to cash in my investment?

    15 February 2023

  • My First Year: 5 Things I’ve Learnt

    17 January 2023

  • Why start retirement planning early

    24 November 2022

  • EIIS Fund Launch

    25 October 2022

  • 5 Top Questions About – Pensions

    21 September 2022

  • 5 Top Questions About – Market Volatility

    19 July 2022

  • Why you need to have a financial plan

    31 May 2022

  • Pension Auto-Enrolment and Your Retirement Planning

    7 April 2022

  • Financial Market Commentaries

    2 March 2022

  • Which is better Serious Illness cover or Income Protection?

    1 February 2022

  • Women and Pensions: What you should know

    19 October 2021

  • The 1,2,3 of ESG – What you need to know

    22 September 2021

What our clients say about Quintas

  • 1

    "I would like to express my thanks for the work you have done for me over the past years. The expertise and attention to detail with which you have handled my financial affairs could not be faulted. Particularly reassuring to me is the feeling of c..." Read more

    - John Riordan | Director of Support | Shopify

  • 2

    "I have been dealing with Anne O’Doherty in Quintas Wealth Management for over 10 years, i would strongly recommend their services based on professionalism , friendly manner and a strong track record on investment performance."

    - Helen Down | Ballincollig

  • 3

    "Having dealt with Quintas Wealth Management over 6 years for protection, Investments and Pensions I would have no problem in recommending them based on their professional and efficient service."

    - Derek Goggin | Chief Financial Officer | Teamwork

  • 4

    "I have dealt with Anne O’Doherty in Quintas Wealth Management for the last 6 years and I would strongly recommend them based on their professional, efficient and friendly service and most importantly their track record with our investment portfolio." Read more

    - Brian Robinson | CTO | Dataworks Limited

  • 5

    "I and clients of mine have availed of the excellent services of Quintas Wealth Management, led by Anne O’Doherty. I have no hesitation in recommending Quintas Wealth Management."

    - John Boylan | Partner BDM Boylan Solicitors

  • 6

    "I have been dealing with Anne and her team in Quintas Wealth Management for the last 10 years . I would recommend Quintas Wealth Management because of their transparency on a range of investment ideas within my pension fund .i would have no hesita..." Read more

    - Dr Rose Curtin | Elmwood Medical Centre

  • 7

    "I have been a client of Quintas Wealth Management since its establishment in 2005 and over the last 16 years the team have provided me with invaluable advice in a very efficient and professional manner."

    - Dr Sean Mc Carthy | Dentist

  • 8

    "I have been a client of Quintas Wealth Management since 2013 and have always found their process and approach to clients very professional As an accountant I feel this is of utmost importance when referring my clients to Quintas Wealth Management. "

    - Aidan Mc Avinue | Accountant

  • 9

    "Protecting our family was at the forefront of our mind when we engaged with Quintas Wealth Management. What we came away with is a far more robust financial plan based on a complete analysis of our financial situation. We cannot thank the team eno..." Read more

    - Gino & Nicola Lee | Director | Parbo Limited

  • 10

    "I originally engaged Anne and her team to assist with setting up my pension and retirement planning. However, I received far more than that and now have a much broader, well-thought out and organised financial plan that really gives me peace of mind."

    - Monica Holland | Director | Cloghroe Pharmacy

  • 11

    "We have had the pleasure of dealing with Quintas Wealth Management over the past year. Without doubt we feel we have benefitted from the most astute financial advice combined with exceptional customer service."

    - Pat Mullins | Partner | BDM Boylan Solicitors LLP

  • 12

    "Anne O’Doherty has been our financial advisor for the past 6 years . she listens to our requirements and our long-term goals and has provided us with a comprehensive plan of action. Anne has always offered sound financial advice based on our inv..." Read more

    - Peter Murphy | Director & General Manager | Apple Operations Limited

1

John Riordan | Director of Support | Shopify

I would like to express my thanks for the work you have done for me over the past years. The expertise and attention to detail with which you have handled my financial affairs could not be faulted. Particularly reassuring to me is the feeling of certainty in the absolute integrity of your dealings with us.

2

Helen Down | Ballincollig

I have been dealing with Anne O’Doherty in Quintas Wealth Management for over 10 years, i would strongly recommend their services based on professionalism , friendly manner and a strong track record on investment performance.

3

Derek Goggin | Chief Financial Officer | Teamwork

Having dealt with Quintas Wealth Management over 6 years for protection, Investments and Pensions I would have no problem in recommending them based on their professional and efficient service.

4

Brian Robinson | CTO | Dataworks Limited

I have dealt with Anne O’Doherty in Quintas Wealth Management for the last 6 years and I would strongly recommend them based on their professional, efficient and friendly service and most importantly their track record with our investment portfolio.

5

John Boylan | Partner BDM Boylan Solicitors

I and clients of mine have availed of the excellent services of Quintas Wealth Management, led by Anne O’Doherty.

I have no hesitation in recommending Quintas Wealth Management.

6

Dr Rose Curtin | Elmwood Medical Centre

I have been dealing with Anne and her team in Quintas Wealth Management for the last 10 years . I would recommend Quintas Wealth Management because of their transparency on a range of investment ideas within my pension fund .i would have no hesitation in recommending their services.

7

Dr Sean Mc Carthy | Dentist

I have been a client of Quintas Wealth Management since its establishment in 2005 and over the last 16 years the team have provided me with invaluable advice in a very efficient and professional manner.

8

Aidan Mc Avinue | Accountant

I have been a client of Quintas Wealth Management since 2013 and have always found their process and approach to clients very professional
As an accountant I feel this is of utmost importance when referring my clients to Quintas Wealth Management.

9

Gino & Nicola Lee | Director | Parbo Limited

Protecting our family was at the forefront of our mind when we engaged with Quintas Wealth Management. What we came away with is a far more robust financial plan based on a complete analysis of our financial situation. We cannot thank the team enough for making this so easily to understand and complete.

10

Monica Holland | Director | Cloghroe Pharmacy

I originally engaged Anne and her team to assist with setting up my pension and retirement planning. However, I received far more than that and now have a much broader, well-thought out and organised financial plan that really gives me peace of mind.

11

Pat Mullins | Partner | BDM Boylan Solicitors LLP

We have had the pleasure of dealing with Quintas Wealth Management over the past year. Without doubt we feel we have benefitted from the most astute financial advice combined with exceptional customer service.

12

Peter Murphy | Director & General Manager | Apple Operations Limited

Anne O’Doherty has been our financial advisor for the past 6 years . she listens to our requirements and our long-term goals and has provided us with a comprehensive plan of action. Anne has always offered sound financial advice based on our investment objectives as well as our personal needs.

Quintas Wealth Management is one of the leading wealth management companies in Ireland. We specialise in providing financial planning and wealth management services to clients looking to plan and achieve their personal and financial goals.

Established in 2017 and based in Cork, we aim to enhance our client’s financial health by working together with them every step of the way. We guide them expertly through understanding their individual needs to helping them find the right solutions for those needs.

Each client is unique and we tailor our approach to provide the highest standards of excellence to deliver on their wealth management goals.

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