Protection cover can include mortgage protection, life protection as well as income protection and serious illness cover. Each product has differences in the way it offers protection. The main reason you need any or a combination of them in place is the same. To provide financial protection to your family should the worst happen to you.
It’s not something that we like to talk about but it is important to consider. You can’t be replaced and no amount of money will relieve the upset of an unexpected accident, illness or death. But with a plan in place, you can help alleviate the financial concerns that a tragic event can bring.
Talk to us at Quintas Wealth Management about your protection needs because we know what counts.
Did you know that ...
1.3
million adults with no cover
48%
of adults say they don’t have any life insurance.
25%
with life cover don’t know how much they have
16%
of adults have life insurance as well mortgage protection
Family Protection
When you have a family, your priorities change. Instead of thinking only of yourself – you’re dedicated to looking after your family and their needs. What would happen if the unexpected happened and you weren’t able to provide for your family? A life insurance plan can be used to safeguard your family from the financial uncertainty and hardship that comes with serious illness or death. There are a number of options to choose from, depending on your circumstances.
- Serious Illness Cover
- Term Protection
- Pension Term Protection
- Whole of Life Cover
Business Protection
Hard-working, creative and valued employees are the most powerful assets available to any business. That’s why it makes sense to protect against the loss of certain key members of staff, bolstering your company against the financial and operational fall-out of such an event.
There is a range of plans to cover employees, directors, partners, as well as group risk schemes for employees.
- Key Person Insurance
- Co-director Insurance
- Corporate Co-director Insurance
- Partnership Insurance
Income Protection
Income Protection is designed to provide you with an alternative income if you suffer a long term illness or injury, which prevents you from working. It’s different from health insurance – it’s insurance for daily living.
When illness or injury leaves you unable to work you need the financial security of a product that keeps you on top of the bills that matter: mortgage payments, car loans, food bills, rent and more. After all, your income pays for everything.
Income protection helps take care of your financial needs while you are focusing on recovery at a time when money worries should be the last thing on your mind.
Mortgage Protection
For most of us, buying a home is a major financial commitment. So it’s important that we have cover in place to protect your home if the unexpected happens.
A mortgage protection plan will pay off the outstanding balance on your mortgage if you die or become seriously ill.
Bringing you peace of mind in the knowledge that your family home is secure, no matter what happens.
View our other services
What our clients say about Quintas
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1
"I would like to express my thanks for the work you have done for me over the past years. The expertise and attention to detail with which you have handled my financial affairs could not be faulted. Particularly reassuring to me is the feeling of c..." Read more
- John Riordan | Director of Support | Shopify
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2
"I have been dealing with Anne O’Doherty in Quintas Wealth Management for over 10 years, i would strongly recommend their services based on professionalism , friendly manner and a strong track record on investment performance."
- Helen Down | Ballincollig
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3
"Having dealt with Quintas Wealth Management over 6 years for protection, Investments and Pensions I would have no problem in recommending them based on their professional and efficient service."
- Derek Goggin | Chief Financial Officer | Teamwork
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4
"I have dealt with Anne O’Doherty in Quintas Wealth Management for the last 6 years and I would strongly recommend them based on their professional, efficient and friendly service and most importantly their track record with our investment portfolio." Read more
- Brian Robinson | CTO | Dataworks Limited
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5
"I and clients of mine have availed of the excellent services of Quintas Wealth Management, led by Anne O’Doherty. I have no hesitation in recommending Quintas Wealth Management."
- John Boylan | Partner BDM Boylan Solicitors
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6
"I have been dealing with Anne and her team in Quintas Wealth Management for the last 10 years . I would recommend Quintas Wealth Management because of their transparency on a range of investment ideas within my pension fund .i would have no hesita..." Read more
- Dr Rose Curtin | Elmwood Medical Centre
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7
"I have been a client of Quintas Wealth Management since its establishment in 2005 and over the last 16 years the team have provided me with invaluable advice in a very efficient and professional manner."
- Dr Sean Mc Carthy | Dentist
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8
"I have been a client of Quintas Wealth Management since 2013 and have always found their process and approach to clients very professional As an accountant I feel this is of utmost importance when referring my clients to Quintas Wealth Management. "
- Aidan Mc Avinue | Accountant
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9
"Protecting our family was at the forefront of our mind when we engaged with Quintas Wealth Management. What we came away with is a far more robust financial plan based on a complete analysis of our financial situation. We cannot thank the team eno..." Read more
- Gino & Nicola Lee | Director | Parbo Limited
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10
"I originally engaged Anne and her team to assist with setting up my pension and retirement planning. However, I received far more than that and now have a much broader, well-thought out and organised financial plan that really gives me peace of mind."
- Monica Holland | Director | Cloghroe Pharmacy
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11
"We have had the pleasure of dealing with Quintas Wealth Management over the past year. Without doubt we feel we have benefitted from the most astute financial advice combined with exceptional customer service."
- Pat Mullins | Partner | BDM Boylan Solicitors LLP
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12
"Anne O’Doherty has been our financial advisor for the past 6 years . she listens to our requirements and our long-term goals and has provided us with a comprehensive plan of action. Anne has always offered sound financial advice based on our inv..." Read more
- Peter Murphy | Director & General Manager | Apple Operations Limited